Small Holdings and Farm Insurance

● Smallholding insurance up to 50 acres
● Up to £5m Public Liability cover
● Animal Insurance Risk Specialists since 1979
● Cover tailored to your land, livestock and business
● Call and speak to a specialist today
Get a quote on 0345 982 5499
Request a call back

Specialist insurance for smallholdings or farms up to 50 acres, designed around your land, livestock and business

Whether you have 1 acre or 50 acres, we are specialist insurance broker offering tailored coverage for your land, livestock and business.

Peace of mind for your smallholding or farm, from livestock and property to public liability and business interruption.

Public Liability cover up to £5 million available

Looking after a smallholding or farm comes with unique risks. Standard home insurance often isn’t enough, and full farm insurance can be more than you need.

With Brooks Braithwaite, you get specialist cover designed specifically for smallholdings or farms, rural businesses and private animal collections.

Call our contact centre on to speak to a specialist and get a tailored quote today.

Call 0345 982 5499 to get a quote

What is Small Holdings and Farm Insurance?

Smallholdings often combine:

  • Farming
  • Livestock
  • Rural property
  • Visitor access or tourism

Each brings its own risks.

Our insurance is designed to protect what matters most, so you can focus on running and growing your business.

Whether you run a hobby farm, breed animals, or welcome visitors onto your land, we’ll help you find the right level of cover.

What animals can be covered?

We can cover collections of animals kept on private land, including (but not limited to):

  • Cows
  • Sheep
  • Goats
  • Pigs
  • Llamas
  • Alpacas
  • Poultry such as ducks, chickens, turkey and geese

We can also cover a wide range of other animals commonly found on smallholdings or farms, including:

  • Rare and heritage breeds
  • Mixed livestock and hobby farm animals

If you keep animals not listed above, our team can still help tailor cover to your needs.

 

 

Liability

Employers’ Liability (£10m)

  • Protects your business if employees are injured or become ill
  • Legally required in the UK for all workers, including part-time or unpaid

Public Liability (£5m) and Products Liability

  • Injury to third parties including visitors, delivery drivers or passers-by
  • Damage caused by your animals or business activities
  • Cover for events and visitors on your premises

Professional Indemnity (£100k)

Buildings Property Stock

Property Damage (Accidental Damage available)

  • Buildings, barns, outbuildings and greenhouses
  • Machinery, tools and equipment
  • Contents including business equipment and stock
  • Cover for accidental damage, storm, flood, fire, theft or malicious damage

Business Interruption

  • Loss of income following insured damage
  • Additional costs to keep your business running

Commercial Buildings

Contents and Stock

Livestock

Machinery

Money

Goods in transit

Specified all risks

Computer and business equipment

Why choose specialist smallholding or farm insurance?

Get cover built around the real risks of running a smallholding and farms. From land and livestock to buildings and cyber protection, everything is designed to fit your setup:

  • Cover designed specifically for animal-related risks
  • Protection for land, livestock and multiple buildings
  • Flexible policies tailored to your setup
  • The only specialist pet business insurer offering cyber insurance
  • We will not be beaten on price for the same cover

 

Who is this cover for?

This insurance is ideal for:

  • Hobby farms, small farms and smallholdings
  • Mixed-use farms and small estates
  • Animal breeders, boarders, trainers and sanctuaries
  • Landowners offering tours, classes or events
  • Rural businesses with property, livestock and public exposure

 

Why Brooks Braithwaite?

  • Animal Insurance Risk Specialists since 1979
  • Trusted across the UK animal and rural sector
  • Rated 4.8 out of 5 on Feefo
  • Feefo Gold Trusted Service Award 2026

 

Get covered today

Whether you run a hobby farm or a growing rural business, protect what matters most.

Want to know more? You can find all the details in our policy documents or speak to a member of our team on 0345 982 5499.

Get 0345 982 5499 for a quote

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