Pet Taxi Insurance

Why do pet taxi businesses need insurance?

Transporting pets is about more than getting them from A to B. It’s about keeping them safe, comfortable and cared for. If you carry pets as part of your business, for example to and from the vets, the right insurance is essential. Pet transport insurance protects you, your business and the animals in your care if something unexpected happens along the way.

Read more in our blog, Why your pet business needs liability cover.

It’s also something pet owners look for. They want to know their pet is in good hands, and insurance shows you’re professional, trustworthy and take their pet’s safety seriously.

What does pet taxi insurance cover?

Here’s what our pet taxi insurance cover includes:

– Public Liability Insurance

Up to £5m cover if you’re claimed against for injury or property damage caused to clients or the public.

– Care, Custody, and Control of Pets

Up to £2,500 cover per animal for accidents, injuries, straying and other unexpected incidents affecting your clients’ pets while they’re in your care.

– Key Cover Insurance

Up to £10,000 cover if a client’s keys are lost or misplaced on the job.

– Professional Indemnity Insurance

Up to £100,000 if a client claims against you for mistakes, bad advice or a service that causes them loss or damage.

– Custodial Responsibility

Up to £30,000 towards the cost of defending or settling a negligence claim made against you by anyone using your services.
 

Optional extras:

• Employers’ Liability up to £10m
• Money up to £4,000
• Own Goods in Transit up to £2,000
• Other business property covered to your needs.

Does this policy have a maximum travel distance?

Yes. Pet taxi insurance covers journeys of up to 35 miles. If you travel further, you’ll need a different policy. Speak to our team about Pet Courier Insurance on 0345 982 5499.

How to start a pet taxi business

Starting a pet taxi business is straightforward if you plan it well. Here’s where most people begin:

• Decide what you’ll offer. Vet trips, groomer runs, airport transfers or day care drop-offs, and the area you’ll cover.
• Make sure your vehicle is suitable. Secure crates or harnesses, good ventilation and a comfortable temperature all matter.
• Check your vehicle insurance. Make sure it covers you for business use.
• Register as self-employed. Let HMRC know you’re working for yourself.
• Get your business insured. Do this before your first booking. Clients will ask for it.
• Set your prices and terms. Be clear about rates, cancellations and what’s included.
• Find your first clients. Local vets, groomers and social media groups are good places to start.

Check the animal transport and welfare rules that apply to the journeys you plan to make. Our pet taxi policy covers journeys of up to 35 miles.

For more advice, read Top tips on setting up your pet business.