Dog Day Care Insurance

Specialist cover for dog day care businesses, protecting your team, your premises and the dogs in your care. Prices from £15.97 per month*

Running a dog day care centre means giving your clients’ dogs a safe, fun and caring place to spend the day. With that comes responsibility, so the right insurance is essential. Our dog day care insurance protects your business, your team and the dogs you look after if the unexpected happens.

Why do dog day care businesses need insurance?

Looking after someone else’s dog is a big responsibility. Accidents and injuries can happen however careful you are. With the right insurance in place, you’re covered if they do, so you can focus on running your business. 

Owners want to know their dog is in safe hands too. Insurance shows you’re professional, trustworthy and take their dog’s wellbeing seriously. 

Read more in our blog, Why your pet business needs liability cover.

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What insurance do you need to run dog day care?

Our policies are designed to give you comprehensive protection for your pet care business, including:

Policies available for dog day care insurance

Liability

Employers’ liability

Public liability

Professional indemnity

Care of Animals

Care, Custody & Control of Animals

Inclusive of the following:
– Veterinary Fees
– Death of Animal
– Loss by Theft or Straying
– Advertising & Reward
– Animals in Transit

Custodial Responsibility

Buildings & Property

Property Damage

Accidental Damage cover is available under ‘Buildings’, ‘Contents’ and ‘Stock’ sections.

Cover available:

Buildings
Contents
Stock
Internal Fixed Glass
Computers & Other Business Equipment
Business Machinery

Money

Goods in transit

Loss or theft of keys

Specified all risks

Ready to protect your business?

What about cover for off-site activities?

Does your day care offer dog walking or other off-site activities? We can cover those too? To add them to your policy, give our friendly team a call on 0345 982 5499.

How to start a dog day care business

Starting a dog day care takes planning, but the steps are clear. Most people begin with: 

  • A business plan. Decide how many dogs you’ll take, your opening hours and who your clients will be. 
  • Suitable premises. You’ll need safe, secure space with room to play and rest. Check with your council whether you need planning permission. 
  • Your licence. Apply to your local council as above. 
  • Insurance. Get cover in place before your first dog arrives. Councils and clients will expect it. 
  • Clear rules for clients. Set out vaccination requirements, temperament checks, prices and cancellations. 
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How much does dog day care insurance cost?

The cost of insurance depends on the level of cover you choose.
Basic cover, including Public Liability, Professional Indemnity, and Care, Custody & Control of Animals, starts at just £15.95 a month.* The cost of dog day care insurance depends on your business and the cover you choose. The main things that affect the price are: 

  • The level of cover you choose. 
  • How many dogs you look after. 
  • Whether you employ staff. 
  • Any optional extras, such as employers’ liability, money or goods in transit. 

The quickest way to find out is to get a quote online, or call our friendly team on 0345 982 5499. 

*£15.97 a month is based on minimum core cover including Keys, Public Liability, Professional Indemnity and Care, Custody & Control of Animals (Plan 4). Price correct as of October 2026.