Dog grooming insurance

Specialist cover for professional cat and dog groomers, protecting your business whether you work in a salon, at home or on the road. Prices from £8.51 per month*
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Call 0345 982 5499 for quote

What is dog grooming insurance?

Dog grooming insurance is specialist cover for professional pet groomers. You might also hear it called dog groomers insurance, pet grooming insurance or pet groomers insurance. They all mean the same thing.

It protects you from the risks of handling and caring for other people’s pets, covering injury, loss or damage that can happen during grooming. That applies whether you run a full salon, groom from home or work as a mobile groomer.

Do dog grooming businesses need liability insurance?

Legally, public liability insurance isn’t required. But it’s strongly recommended, because even the most experienced groomers can face accidents. A nervous cat might scratch, a dog could slip on a wet floor or a dryer might malfunction and cause an injury. The one exception is employers’ liability, which is a legal requirement if you employ staff.

With dog grooming insurance in place, you’re not left dealing with vet bills or claims alone. It also reassures clients that their pet is in safe, professional hands, and for many owners it’s a deciding factor when choosing a groomer.

What is included in dog grooming insurance?

Our flexible policies let you choose the level of cover that suits your grooming business. Cover can include:

  • Public Liability – Protects you if someone is injured or their property is damaged while visiting your place of work.
  • Employers’ Liability – A legal requirement if you employ staff. It covers you against injury or illness claims made by employees.
  • Veterinary Fees – Covers vet treatment if a pet is accidentally injured while in your care.

What insurance do I need for a dog grooming business?

Most groomers start with public liability, then build up from there. The cover to think about is:

  • Public liability. The essential starting point, for injury or property damage caused to clients or the public.
  • Care, custody & control of animals. Covers vet fees, death of an animal, loss by theft or straying and more, if a pet is hurt or lost while in your care.
  • Employers’ liability. Required by law if you take on staff.
  • Professional indemnity. For claims that you made a mistake or gave poor advice.
  • Equipment and property cover. For your tools, dryers and salon, along with money, goods in transit and keys, depending on how you work.

Not sure what’s right for your business? Our friendly team can talk you through it.

Cover Available for Dog Groomers Insurance

Liability

Employers’ Liability

Public Liability

Professional Indemnity

Care of Animals

Care, Custody & Control of Animals

Inclusive of the following:
– Veterinary Fees
– Death of Animal
– Loss by Theft or Straying
– Advertising & Reward
– Animals in Transit

Custodial Responsibility

Buildings & Property

Property Damage

Accidental Damage cover is available under ‘Buildings’, ‘Contents’ and ‘Stock’ sections.

Cover available:

  • Buildings
  • Contents
  • Stock
  • Internal Fixed Glass
  • Computers & Other Business Equipment
  • Business Machinery

Money

Goods in Transit

Loss or Theft of Keys

Specified All Risks

How much does dog grooming insurance cost?

Wondering how much dog grooming insurance is in the UK? Prices start at £8.51 per month*, but the cost depends on your business and the cover you choose. The main things that affect the price are:

  • The level of cover you choose.
  • Whether you need cover for employees.
  • Whether you groom from a salon, at home or on the road.
  • Any extra services you offer, such as pet sitting or pet taxi services.

The quickest way to find out is to get a quote online, or call our friendly team on 0345 982 5499.

How long does it take to get dog grooming insurance?

Not long. You can get a quote online in a few minutes, or over the phone with our team. Once you’ve chosen your cover, we’ll get your policy set up, and our team can tell you when your cover will start.

 

Do you only insure dog groomers?

Our cover isn’t limited to dogs. Whether you groom dogs, cats or a mix of pets, our policy is flexible enough to fit the way you work.

Why choose Brooks Braithwaite as your broker?

  • Pet business specialists. We’ve been insuring pet businesses for more than 45 years, so we understand how groomers really work.
  • Quick, easy quotes. Get a price online or over the phone, whichever suits you.
  • Friendly, expert support. Our team is on hand to talk through your cover and answer your questions.
  • Trusted and regulated. We’re authorised and regulated by the Financial Conduct Authority, and rated 4.8 out of 5 on Feefo.
Get a quote online
Call for a quote 0345 982 5499

*From £8.51 per month is based on standard cover for a sole trader with no employees. Price correct as of October 2026.