What is public liability insurance for animal clubs?
Public liability insurance (also known as third party insurance) for animal clubs and societies covers you for legal liability to third parties, including related legal costs if a third party is injured or their property is damaged.
What is member to member cover?
Member to member insurance covers club members for personal injury or damage to personal property caused by another member of the club or society. The cover is only in place whilst members are attending an organised club or society event.
How much does public liability for animal clubs cost?
Prices can start at around £47 a year for £1m of liability cover for 5 events. Prices will vary depending on the level of cover you choose, the number of events insured and whether you’re an individual or a commercial business.
We are able to offer 3 different levels of public liability cover. These are £1m, £5m and £10m and cover is for up to 5 events.
Extensions are available to cover from 10 to 25 events per year, and for members flying their Birds of Prey, if a member of a Bird of Prey club.
An excess of £250 applies for third party property damage claims.
An extension is also available to cover equipment and staging, cups and trophies and birds and/or reptiles that are lost due to fire or theft.
Call us on 0345 982 5499 to get a quote.
Employers liability insurance
We also offer employers’ liability insurance for £10m and cover for £5m in the event of terrorism or asbestos.
It is a legal requirement under the Employers’ Liability (Compulsory Insurance) Act 1969 that you have employers’ liability insurance if you employ anyone, other than a close family member, on a full or part time basis, a work experience placement or as a volunteer helper. Employers liability can only be taken when you purchase public liability cover.
Employers’ liability covers you for your legal liability to pay compensation and claimants costs and expenses should your employee be injured whilst at work.
To get a quote call us on 0345 982 5499.