Small Holdings Insurance

Peace of mind for your smallholding, from livestock and property to public liability and business interruption.

What is Small Holdings Insurance?

Small holdings often mix farming, livestock, rural property, and even tourism – each carrying unique risks.

Our insurance for small holdings is built to protect small farms and rural businesses, covering what matters most so you can focus on growing your business.

Whether you run a hobby farm, breed animals, or welcome visitors onto your land, we’ll help you choose the right cover.
 

What does Small Holdings Insurance cover?

Property Damage

  • Buildings, barns, and outbuildings
  • Contents including business machinery, office equipment, and stock
  • Accidental damage, storm, flood, fire, theft, or malicious damage

 

Public Liability & Products Liability

  • Covers injury to third parties such as visitors, delivery drivers or even curious passers-by, as well as damage to their property caused by your business products or animals
  • Includes cover for visitors, deliveries, and can be extended for events held on your premises

 

Employers’ Liability

  • Protects your business if employees suffer injury or illness while working and you are legally liable
  • Legally required in the UK for all workers whether they are full-time, part-time, casual or unpaid

 

Business Interruption

  • Covers your loss of income following property damage
  • Protects you for additional costs to keep things running

Liability

Employers’ Liability – £10m

Public Liability – £5m

Professional Indemnity – £100k

Buildings Property Stock

Property Damage (Accidental Damage available)

Commercial Buildings

Contents

Stock

Livestock

Machinery

Money

Goods in Transit

Specified All Risks

Computer, Electronic and Business Equipment

Who is this cover for?

This insurance is ideal for:

  • Hobby farms
  • Small farms
  • Small holdings

 

Get covered today

Whether you run a hobby farm or a growing rural business, protect what matters most.

Want to know more? You can find all the details in our policy documents.

Call us on 0345 982 5499 for a tailored quote for your small holding.