Livestock Insurance for cattle, sheep, and farm animals in the UK

– Animal Risk Specialists since 1979
– Animal insurance designed for real agricultural risks
Call 01444 708 849 for a quote
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What is Livestock Insurance?

Livestock insurance in the UK is designed to protect farmers and livestock owners from financial losses resulting from the death, injury, or illness of their animals.

Policies can be tailored to cover specific risks such as accidents, diseases (like bovine tuberculosis or foot-and-mouth disease), theft, and natural disasters.

Some policies also offer cover for issues like loss of income due to business interruption or public liability if an animal causes harm or damage. It’s an important part of managing the financial risks associated with raising and keeping farm animals.

Policies can cover:

  • Cattle (dairy and beef herds)
  • Sheep
  • Pigs
  • High-value breeding livestock

You can choose to cover individual animals or full herds, depending on what works for your business.

Call 01444 708 849 to get a quote

What does livestock insurance cover?

Your livestock face risks every day, from illness and accidents to transport and disease outbreaks. That’s why Brooks Braithwaite livestock insurance is designed to respond to real situations you deal with on your farm.

– All risks mortality insurance

This protects you against accidental death, injury, or illness of an insured animal

– Cover for animals in transit

Your livestock is covered while being moved between farms, markets, or abattoirs.

– Fair market value settlements

If you need to make a claim, your pay-out is based on the animal’s fair market value at the time of loss. This means your claims will be in line with current market prices, not outdated valuations.

– Clean-up and disposal costs

This helps with the costs of cleaning up, removing, and disposing of livestock after a loss.

– Optional disease cover

You can add extra protection for infectious or notifiable diseases. This is especially useful if an outbreak affects several animals at once.

Type of cover
What it helps with
Dedicated livestock mortality cover Helps cover the cost if one of your animals dies due to an accident, illness, or injury.
Cover for animals in transit Covers your animals while they’re being moved between places, like farms, markets, or abattoirs.
Fair market value settlement If you need to claim, you’ll be paid what the animal was worth at the time.
Flexible levels of cover Lets you choose the level of protection that suits your budget and how much risk you’re comfortable with.
Clean-up and disposal costs Helps pay for clearing up and safely disposing of an animal after a loss (if you include this option).
Optional disease cover Gives you extra protection if a disease spreads and affects one or more of your animals.

 

Get a livestock insurance quote today

We keep things simple, because insurance shouldn’t slow you down:

  • Tell us about your livestock and farm setup
  • We assess your risks and exposure
  • You receive a clear, tailored livestock insurance quote
  • You choose the level of cover that suits your needs

No confusing paperwork. No unnecessary add-ons. Just clear options and practical advice.

Speak directly with a specialist who understands farming and can guide you through your options.

Call 01444 708 849 for a quote
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Why choose Brooks Braithwaite for livestock insurance

  • Animal Insurance Risk Specialists since 1979
  • Trusted across the UK animal and rural sector
  • Rated 4.8 out of 5 on Feefo
  • Feefo Gold Trusted Service Award 2026

 

Livestock Insurance FAQs

What animals can be covered by livestock insurance?

You can cover a wide range of commercially farmed animals, including cattle (both beef and dairy herds), sheep, pigs, and poultry such as chickens, ducks, and turkeys. If you farm a type of livestock not listed, get in touch to see if it can be covered.

 

Is cattle insurance the same as livestock insurance?

Yes, they are essentially the same. Livestock insurance is the broader term, while cattle insurance, sheep insurance, or poultry insurance refer to cover tailored to specific types of animals.

 

Does farm insurance cover livestock?

Some farm insurance policies may include limited livestock cover, but it is often not as comprehensive as a dedicated livestock insurance policy. It’s important to check your policy details to understand exactly what is included.

 

What does livestock mortality insurance cover?

Livestock mortality insurance protects you financially if your insured animals die due to accident, injury, illness, or disease, depending on your policy terms. It applies specifically to your animals, not other farm assets like buildings or machinery.

 

How much is livestock insurance?

The cost of livestock insurance varies because every farm is different. Your premium is typically influenced by:

  • The type of livestock you own
  • The number of animals you’re covering
  • The cover options you choose (such as mortality or disease cover)
  • Any optional extras you include

At Brooks Braithwaite, every policy is tailored to your setup, so you’re not paying for cover you don’t need.

Call 01444 708 849 for a quote
Request a callback

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