Pet business insurance for XL Bully dogs

Keep your pet care business protected with specialist XL Bully insurance.
Call 0345 982 5499 for a quote

Why XL Bully cover is essential for pet businesses

Working with dogs is rewarding, but it also brings responsibility. Recent changes to UK law, including the ban on XL Bullies, mean many standard pet business insurance policies no longer cover these breeds, which can leave some businesses exposed.

Pet care professionals – including dog walkers, dog trainers, and pet sitters – could face legal action, financial loss, or a damaged reputation by failing to meet these requirements. If your policy doesn’t explicitly cover XL Bullies, your business may be operating without protection.

Why standard pet business insurance isn’t enough

Many pet professionals think their insurance covers all dog breeds, but that’s often not true anymore.

Many providers are changing their cover for certain banned dog breeds, particularly XL Bullies.

Here’s what’s happening:

  • Exclusion: Some insurers no longer cover XL Bullies at all.
  • Restrictions: Cover for banned or restricted dog breeds is often limited.
  • Public Liability: Third party insurance for XL Bully dogs may be removed.
  • Claim Denials: Claims can be rejected even if you’ve followed all legal requirements for handling the dog.

Without the right policy in place, you could be held personally liable for incidents involving XL Bully Dogs, leaving you financially exposed – even if you’ve done nothing wrong.

Protect your business while working with XL Bullies

You can include XL Bullies under our pet business insurance policies. This allows pet professionals to access the XL Bully liability insurance they need, as long as:

  • A Certificate of Exemption has been obtained for the XL Bully
  • The dog is muzzled and kept on a lead in public by a person aged 16 or over

This specialist cover allows pet care businesses to continue supporting XL Bully owners without putting themselves at risk.

Cover for XL Bullies includes:

  • Public liability insurance for XL Bully dogs provides protection if a dog causes injury to a third party or damage to property while in your care.
  • Professional indemnity provides protection relating to the advice or services you provide as part of your pet care business.
  • Employers’ liability covers your employee(s) if they are injured while working with an XL Bully as part of your business.
  • Additional extras to suit different pet care services and business needs.

Available policies for pet business insurance for XL Bullies

Liability

Employers’ liability

Public liability

Professional indemnity

Buildings & property

Business equipment

Money

Loss or theft of keys

Any other business property covered to your needs

What is the XL Bully ban?

The UK’s ban on XL Bully dogs was introduced to control how the breed is owned and cared for. Exempt dogs can still live in the UK, but anyone looking after them, including pet business owners, now have more responsibilities.

These requirements include:

  • Mandatory muzzling and leads in public
  • Secure containment at all times
  • Valid exemption documentation
  • Full legal responsibility for maintaining control

Can I get dog walking insurance for XL Bully dogs in the UK?

Yes, dog walking insurance for XL Bully in the UK is available, provided the dog is legally exempt and all requirements are met. This includes holding a valid Certificate of Exemption and making sure the dog is muzzled and kept on a lead in public.

If you’re looking for the best dog walking insurance for an XL Bully in the UK, choose a policy that clearly includes XL Bullies, offers public liability insurance, and supports working with exempt dogs under the current rules.

 

Can I get third party public liability insurance for XL Bully dogs?

Yes, third party public liability insurance for XL Bullies can be included under specialist pet business insurance policies, provided the required legal conditions are met. Without this specific cover, claims involving XL Bullies may be excluded.

 

How much is public liability insurance for an XL Bully?

The cost of public liability insurance for an XL Bully depends on several factors, including:

  • The type of pet care business you run
  • The level of protection you need

For an accurate price, call our friendly team at 0345 982 5499 to discuss your needs.

Call us on 0345 982 5499 for a quote