What is Small Holdings Insurance?
Small holdings often mix farming, livestock, rural property, and even tourism – each carrying unique risks.
Our insurance for small holdings is built to protect small farms and rural businesses, covering what matters most so you can focus on growing your business.
Whether you run a hobby farm, breed animals, or welcome visitors onto your land, we’ll help you choose the right cover.
What does Small Holdings Insurance cover?
Property Damage
- Buildings, barns, and outbuildings
- Contents including business machinery, office equipment, and stock
- Accidental damage, storm, flood, fire, theft, or malicious damage
Public Liability & Products Liability
- Covers injury to third parties such as visitors, delivery drivers or even curious passers-by, as well as damage to their property caused by your business products or animals
- Includes cover for visitors, deliveries, and can be extended for events held on your premises
Employers’ Liability
- Protects your business if employees suffer injury or illness while working and you are legally liable
- Legally required in the UK for all workers whether they are full-time, part-time, casual or unpaid
Business Interruption
- Covers your loss of income following property damage
- Protects you for additional costs to keep things running