Why insurance is so important for pet shops
Running a pet shop is more than a business, it’s a passion for animals and their care. But every pet shop owner knows that unexpected risks can arise. That’s where insurance for pet shops comes in.
From accidents in-store to product liability or damage to your inventory, the right pet shop business insurance ensures you’re protected from financial setbacks. Whether you’re dealing with property damage, customer claims, or even employee-related incidents, pet shop insurance gives you peace of mind and lets you focus on growing your business.
Don’t leave your shop exposed, find the right cover today.
What does pet shop business insurance cover?
Because every pet shop is unique, we tailor your insurance to match your business, so you only pay for the cover you truly need. Here’s what a typical pet shop business insurance policy includes:
Liability Insurance
- Up to £5m Public Liability: Protects your pet shop from those unexpected accidents involving customers or the public.
- Up to £100,000 Professional Indemnity: Covers you financially if a customer makes a claim against you for mistakes, bad advice, or services that cause them a loss or damage.
- Up to £10m Employers’ Liability: Insurance to cover compensation costs if an employee is injured or becomes ill due to their work.
Buildings, Property and Stock
Protect your business with cover for property damage, buildings, contents, stock, and even cash up to £4,000.
Goods in Transit
Cover for your business stock and supplies while being transported.
Computer, Electronic and Business Equipment
Cover for essential tech and devices that keep your business running.
If you sell online or keep a customer database, adding Cyber Insurance to your policy is a smart move. It’s an effective way to protect yourself from cyber-attacks and online fraud.
Care, Custody, and Control of Animals
If your pet shop offers grooming or veterinary services, our Care, Custody, and Control cover ensures you’re protected. With up to £2,500 for unexpected vet fees, accidental death, theft, or loss of animals, as well as transport and advertising costs, you’ll have peace of mind if the unexpected happens.