Running a pet boarding business is rewarding, but every animal in your care brings its own risks, from playful puppies to nervous rabbits. The right insurance for pet boarding means a mishap doesn’t become a crisis for your business.
Pet Boarding Insurance
Specialist insurance for kennels, catteries, home boarders, and pet care services of every size. Prices from £8.51*
Why pet boarding insurance matters
Boarding is about more than giving pets somewhere to stay. Owners trust you to keep their animals safe, happy and healthy. But accidents happen. An animal could get injured, fall ill or damage property, and without insurance you’d be facing the cost of any claim yourself.
Read more in our blog, Why your pet business needs liability cover.
What does animal boarding insurance cover?
Our animal boarding insurance is built around how boarding businesses work. Your policy can include:
- Public liability insurance – Protects you if a pet in your care injures someone or damages their property.
- Care, custody, and control cover – Helps cover vet fees if an animal becomes ill or is injured while staying with you.
- Employer’s liability insurance – Covers legal fees and compensation if an employee is injured or becomes ill through their work. It’s a legal requirement if you employ staff.
- Business equipment cover – Protects enclosures, play pens, grooming tools and other equipment you use every day.
Cover available for Animal Boarding Insurance
Liability
Employers’ Liability
Public Liability
Professional Indemnity
Care of Animals
Care, Custody & Control of Animals
Inclusive of the following:
– Veterinary Fees
– Death of Animal
– Loss by Theft or Straying
– Advertising & Reward
– Animals in Transit
Custodial Responsibility
Buildings & Property
Property Damage
Accidental Damage cover is available under ‘Buildings’, ‘Contents’ and ‘Stock’ sections.
Cover available:
- Buildings
- Contents
- Stock
Money
Goods in Transit
Loss or Theft of Keys
Computer and Other Business Equipment
Specified All Risks
Designed for all types of pet boarding businesses
We insure a wide range of boarding businesses, including:
- Kennels and catteries
- Home-based boarders
- Pet hotels
- Small animal boarding specialists
- Short-term, long-term, and holiday pet care providers
Every business is different, so we help you build a policy that fits yours, whether you run a family boarding home or a busy pet hotel.
How much is insurance for a small pet boarding business?
The cost depends on how your business runs. The main things that affect the price are:
- The level of cover you choose.
- The number and type of animals you board.
- Whether you board from home or from separate premises.
- Whether you employ staff.
- Any extras you add, such as equipment cover.
Small and home-based boarders can often keep cover simple. The quickest way to find out is to get a quote online, or call our friendly team on 0345 982 5499 and we’ll talk you through your options.
Make sure your cover keeps pace as you grow. Read Underinsurance: the paperwork oversight that costs animal businesses the most.
Boarding fees and pet insurance: your questions answered
Clients often ask how boarding fits in with their own pet insurance. Here are the short answers. This page covers business insurance for people who run boarding services, which is separate from the pet insurance owners buy for their own animals.
What are boarding fees in pet insurance?
Boarding fees cover is a benefit on some pet insurance policies. It helps pay for kennel or cattery fees if an owner can’t look after their pet, usually because they’re in hospital or seriously ill. Limits and conditions vary between insurers.
What do boarding fees cover on pet insurance?
They usually cover the cost of boarding a pet while the owner can’t care for them, up to a set amount or number of days. They don’t normally cover routine boarding for holidays or work trips. Owners should check their policy for the exact details.
Does pet insurance cover boarding?
Not usually for everyday boarding. Standard pet insurance is mainly there for vet fees, although some policies include boarding fees cover in the situations above. Either way, an owner’s pet insurance won’t protect your business. If a pet is injured, lost or causes damage while in your care, it’s your boarding business insurance that responds.
Why choose us?
- Trusted experts – Over 45 years of insuring pet businesses like yours.
- Quick quote – Get a quote online or over the phone, whichever suits you.
- Expert support – Friendly advice whenever you need it.
Get pet boarding insurance today
Don’t leave your business exposed. Get pet boarding insurance built around your business.
*From £8.51 per month is based on standard cover for a sole trader with no employees. Price correct as of October 2026.