If you run a pet microchipping business, it’s important to think about how to protect your work, equipment and professional reputation.
Whether you’re a solo implanter, part of a busy veterinary team, or a groomer adding microchipping in your service, having the right insurance is a must. It’s your safety net, giving you peace of mind while handling the unique challenges of implanting pet microchips.
Why you need pet microchipping business insurance
Accidents can happen even to the most experienced and skilled implanters. For example:
- A pet owner claims your work caused their animal harm.
- A scanner is damaged or stolen while you’re travelling between appointments.
From covering you for legal costs, compensation claims, and equipment replacement, pet microchipping business insurance can help keep things running smoothly.
What is pet microchipping insurance?
Microchipping insurance is a type of pet business insurance that typically includes:
Liability cover
- Public liability insurance: Covers you if your work accidentally injures someone or damages their property while you’re microchipping their pet. It’s your safety net, covering legal fees and compensation claims so you can work with confidence.
- Professional indemnity insurance: Covers claims and legal fees if a customer claims you gave incorrect advice or made a mistake when microchipping their pet.
- Equipment cover: Protects your scanners, microchip applicators and other essential tools against theft, loss or accidental damage. This helps keep your business running smoothly if equipment is damaged or stolen.
Care of animals
- Emergency vet fees: If a dog gets some unexpected swelling after being microchipped, your business insurance can help cover the vet’s treatment costs.
- Advertising and reward: If a pet runs off during a microchipping appointment, this policy can help pay for local ads and even a reward to bring them back home.
- Working with vets and welfare groups: Even during microchipping, pets’ safety comes first. If a pet is accidentally injured during the process, this cover helps with the cost of their treatment.
- Animals in transit: If a dog gets hurt in a minor accident while you’re driving them to a microchipping appointment, insurance has got the vet bills covered.
Who is microchipping insurance for?
This insurance is suitable for:
- Independent microchipping implanters and technicians
- Pet care professionals who offer microchipping as an extra service
- Veterinary practices and animal welfare organisations
- Pet breeders and boarding kennels that microchip in-house
If your business involves implanting or scanning pet microchips, having microchipping insurance can protect you, your business reputation, and your equipment.
What animals does pet microchipping insurance cover?
Our pet microchipping insurance covers implanting a microchip under the skin of dogs, cats, and small mammals. If you microchip other animal types, please contact our team to check if they can be included in your policy.