Cat & dog grooming insurance
What is cat and dog grooming insurance?
Dog and cat grooming insurance is specialist cover designed for professional pet groomers. You may hear it called pet grooming insurance or pet groomers insurance, but they all serve the same purpose.
It protects you from the risks of handling and caring for pets. It covers injuries, loss, or damage that can happen during grooming, whether you run a full salon, offer a home-based dog or cat grooming business, or work as a mobile groomer.
Why do groomers need insurance?
Even the most experienced groomers face accidents. A nervous cat might scratch, a dog could slip on a wet floor, or a dryer might malfunction and cause an injury. Having pet grooming insurance means you’re not left handling vet bills or claims alone.
It also reassures clients that their dog or cat is in safe, professional hands. For many pet owners, knowing you have grooming insurance is a deciding factor when choosing a groomer.
What does grooming insurance cover?
Our flexible insurance options let you choose the level of cover that best suits your pet grooming business.
- Public Liability: Protects you if a client is injured or their property is damaged at your salon.
- Employers’ Liability: A legal requirement if you have staff, this covers you if an employee claims they were injured or became ill as a result of their work.
- Veterinary Fees: Covers vet bills if a dog or cat is accidentally injured while in your care.
Insurance for groomers can include:
Employers’ Liability
Public Liability
Professional Indemnity
Care, Custody & Control of Animals, including:
- Veterinary Fees
- Death of Animal
- Loss by Theft or Straying
- Advertising & Reward
- Animals in Transit
Custodial Responsibility
Property Damage
Accidental Damage cover is available under the ‘Buildings’, ‘Contents’, and ‘Stock’ sections.
Cover available:
- Buildings
- Contents
- Stock
- Internal Fixed Glass
- Computers & Other Business Equipment
- Business Machinery
Money
Goods in Transit
Loss or Theft of Keys
Specified All Risks
How much does groomers insurance cost?
Comprehensive grooming insurance starts from just £8.48 a month*, making it an affordable way to protect your business and reputation.
The cost of your policy also depends on things such as:
- The level of cover you choose.
- Whether you’ll need cover for employees.
- If you offer any extra services, such as pet sitting or pet taxi services.