Whether you walk one dog a week or run a busy dog walking business, the right insurance means one slip of a lead doesn’t become a bill you can’t afford.
Our dog walking insurance is designed for professionals across the UK, so you can get on with the job knowing you’re covered.
Dog walking insurance is specialist dog walking business insurance that protects you against compensation claims, legal disputes, and other unexpected costs that may arise while caring for your clients’ pets. It prevents you from having to cover these expenses yourself, and reassures clients that you’re committed to their pets’ safety.
Dogs are unpredictable, even the well-trained ones. A dog could slip its lead, injure a passer-by or damage someone’s property, and you could be held responsible. With the right dog walking liability insurance in place, you’re protected financially and clients can trust you with their pets.
With dog walking insurance, you get protection against the unexpected, helping you avoid costly setbacks and maintain your professional reputation. Depending on your policy, cover can include:
Public liability – Covers you if a dog you’re walking injures someone or damages their property.
Care, custody & control – Protects you if a dog in your care is injured, lost, or stolen. This can cover vet bills or compensation to the owner.
Key cover – Helps pay for new keys or lock replacements if you lose a client’s house key.
Employers’ Liability
Public Liability
Professional Indemnity
Care, Custody & Control of Animals
Inclusive of the following:
– Veterinary Fees
– Death of Animal
– Loss by Theft or Straying
– Loss of Boarding Fees
– Advertising & Reward
– Animals in Transit
Custodial Responsibility
Business Equipment
Money
Goods in Transit
Loss or Theft of Keys
Any other business property covered to your needs
In the UK, there’s no law that says you must have dog walking insurance, unless you employ staff, in which case employers’ liability insurance is a legal requirement. But if you’re walking other people’s dogs for money, going without cover is a big risk. If a dog is hurt, causes damage or a client makes a claim, you’d be paying for it yourself.
Learn more about why dog walking insurance matters in our blog: Do you need insurance for dog walking?
Insurance can also help your business grow. It builds trust with clients, and with local councils too, because it shows you take your responsibilities seriously. Discover 5 ways business insurance can help your business grow.
The cost of dog walking insurance depends on you and your business. The main things that affect the price are:
The quickest way to find out is to get a quote online, or call our friendly team on 0345 982 5499 and we’ll talk you through your options.
Most dog walkers start with public liability insurance. It covers you if a dog you’re walking injures someone or damages their property. From there, we’d suggest adding:
Don’t leave your business unprotected. Get a quote online or give our friendly team a call on 0345 982 5499.
*From £8.51 per month is based on a core cover policy including public liability, professional indemnity, key cover, and care, custody and control of animals.. Price correct as of October 2026.